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As a team we have always been passionate about using innovation and technology to identify and  protect the vulnerable and those at risk.


Our Story...

In 2018 our co-founder, Tim Farmer, began to apply his clinical expertise to the problem of how to assess financial vulnerability and mental capacity in an increasingly on-line world where there is often no direct contact with the end user. Along the way he teamed up with other experts in a wide range of fields and the end result of this was the development of a Cognitive Assessment Engine and the birth of Comentis.


What makes us different...

We believe our diversity is what makes us great. Utilising our complimentary skills and expertise we have created an affordable and easy to deploy, evidence based technology solution that enables organisations identify people who are at risk and support them appropriately.

If you share our passion for utilising technology and innovation to protect those at risk and want to know more about what we do get in touch.

Our Mission

To protect and support the vulnerable, who would otherwise go unidentified and undetected, through the use of inclusive technology.

Meet The Team


Jonathan Barrett

CEO and Co founder

Jonathan has over 22 years experience in bringing new digital solutions to the financial services market and has worked at both large multinational corporates as well as  small high growth fintech businesses. He has authored  papers on the value of financial advice as well as a white paper on the use of technology and digital channels amongst the post retirement generation. He has also been a speaker and panel attendee at a number of conferences on the use of technology and Artificial  Intelligence to help engage consumers in improving their financial wellbeing.

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Tim Farmer

Clinical Director and Co founder

Tim is a clinical expert with over 25 years’ experience of working with people with reduced capacity, cognition and mental health He is a multi-award-winning author and expert witness specialising in the assessment of mental capacity and financial vulnerability. He is a member of the leadership team for the National Mental Capacity Forum as well as a subject matter expert for the Vulnerability Task force and an active member of various industry vulnerability working groups such as APCC and TISA. He has worked as a consultant for a number of large financial organisations and networks and regularly delivers training to legal, health and financial professionals in relation to the assessment of mental capacity and financial vulnerability.

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Dane Taylor
Product Director and Co- founder

Dane is an experienced product leader who specialises in leveraging technology to address business challenges through seamless customer experience. The foundations of his career were built in the legal compliance & publishing sector for LexisNexis before switching to the FinTech stream where he delivered Financial Services & SaaS platform solutions for Tier 1 Financial Services Providers such as HSBC, L&G & NatWest in a scaleable, outcome-focussed manner.

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Richard Farr
Non Executive Director

Richard has over 30 years of retail financial services as a practitioner, trade association leader and consultant. He is passionate about achieving good outcomes for all stakeholders; Shareholders, employees, regulators and ultimately customers or service users. His network extends to key financial services stakeholders including politicians, policy makers, regulators, and the ombudsman. Richard is a regular industry commentator contributing articles on advice, compliance, and general good business practice. He is the chair of the Association of Professional Compliance Consultants (APCC) Vulnerability Working Group as well as their Operation Steering Group, and former chair of the Investment & Life Assurance Group (ILAG) Regulation Practitioner Group. He is CEO of his own consulting firm and Non Executive Director of a regulated Investment and Lending platform.

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Simon Thomas
Lead Developer

Simon is an experienced all-round Platform Architect, Full Stack Developer and DevOps engineer with over 18 years of experience developing web-based platforms for desktop and mobile devices. He has been involved in numerous start-ups from their inception and is experienced in the fast-paced and dynamic nature of early business ventures.

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Nigel Evans
Advising Consultant Psychologist

Nigel is an internationally recognised Psychologist with more than 25 years’ experience providing advisory services to global corporations, government departments, and growth companies. Nigel holds the very highest level of Test Registration issued by the British Psychological Society (BPS) and is a Chartered Psychologist (Practitioner Doctorate) by the BPS and a Registered Practitioner with the Health & Care Professions Council. Nigel is current Chair of the European Board of Assessment and formerly UK representative to the International Test Commission.

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Beth Yolland Jones
Clinical Expert


Joe Paddison
Sales and account management

 Beth is a registered Social Worker. Within her time of working in hospital discharge and adult social care teams, she found her passion for mental capacity and then joined TSF Consultants. Here she was able to apply and hone her knowledge and skills in assessing mental capacity and specialise in the legal and financial sector. As Quality Monitoring Team Leader, she was responsible for driving procedure change and establish TSF’s gold standard of assessment. She provided in house training to assessors and has directly supported assessors to conduct over 500 mental capacity assessments.

Joe has gained experience working for both a multinational technology and consulting company as well as at a high-growth Fintech start-up, where he has worked in account management and new business development. During this time, he gained accreditation from the BCS, The Chartered Institute of IT.  His experience ranges from delivering complex technology solutions to large enterprises across a number of industries, to more recently working specifically with the Financial Services industry. Joe will use these skills and his experience to bring our services to an ever growing number of financial advice firms that are looking to do more to support their vulnerable customers.


Jac Caldwell
Training Co-ordinator

Jacqueline has over 25 years’ marketing and communications experience having worked both client side and agency across healthcare, financial services, utilities, charities and retail. As a former Account Director, her key strength is client liaison and relationship building. Previously Jac worked at TSF Consultants with Tim, where she implemented and managed a successful webinar training programme aimed at financial, healthcare and legal professionals. Jac has joined Comentis to continue this work and to manage the growing number of training sessions we provide, with her primary focus being on the growing number of NHS health care trusts we support with mental capacity training.